The EMV personalization package provides an easy and cost efficient way to personalize EMV chips. A key feature is the Chip Operating System (COS) specificity of the chip personalization application, allowing the personalization of chips with a specific chip operating system with different applets using the same personalization application. Mühlbauer has implemented a large number of such applications for various different chip operating systems on the MULTOS, Java card platforms, as well as Native OS from many different vendors.
Key Features
- Centralized data preparation
- Industrial grade personalization equipment
- Support for
- Contact and contactless EMV cards
- Credit, debit and prepaid cards
- Non-EMV banking cards
- Magnetic stripe cards
- Hybrid operation
- Centralized
- Decentralized
- Instant
- Open solution
- Open interfaces
- Excellent documentation available
- Open APIs (Software Development Kit)
- Technology transfer
- Installation support
- Training
- Consulting
Components
- Data acquisition: Intuitive production setup of personalization equipment. The application accepts and transforms raw cardholder data
- CardInk data preparation: Processes raw cardholder data for personalization – for a fast and easy way to prepare all the personalization data not only on the chip
- EMV chip coding application: Converts EMV personalization data into the correct APDUs for the chip operating system
- EMV framework in combination with FIPS 140-2 Level 3 Hardware Security Modules (HSM) for secure usage and storage of cryptographic keys
Main Functions
- Built-in support of XML, P3, DC and text formatted input files
- Quick reaction – rapid product development: GUI tool for quick, easy and free creation of new card profiles
- Rapid product deployment: One coding application per Chip OS - encoding of all chips of one Chip OS type
- Independence: No need for source code modifications for new EMV profiles
- Saving of money: No extra costs or limitation of number of issuers and EMV profiles. No additional costs for additional machines, card products, chips or additional sites, and no annual or usage based costs